Loan Basics

Learn the language of loans. From key credit ratios to the various types of loans that you or your business can obtain to help you grow.

Explore Loan Basics

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Secured Loans Explained
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Best RV Loans of 2022
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Best Pool Loans
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The 5 Best Motorcycle Loans for 2022
Amortized Loan Definition
Contract signing
Understanding Covenants
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Financing: What It Means and Why It Matters
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Lender Definition
Young man at laptop, calculating loan costs
Simple Loan Calculator
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Loan Amortization Calculator
Amortization Table
Amortization Calculator
What Are the 5 Cs of Credit?
Interest Rate vs. APR: What's the Difference?
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How the Applicable Federal Rate (AFR) for Private Loans Prevents Tax Issues
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Balloon Payment Definition
A Closer Look at Grace Periods
What a Guarantor Agrees to Do in the Event of Default
Understanding IOUs
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Line of Credit (LOC): Understand the Different Types
NINJA Loan Definition
Toeing the Trade Line
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Understanding Add-On Interest
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The Inner Workings of Asset-Based Lending
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Balloon Loan Definition
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Bullet Repayments: Repaying the Entire Remaining Principal Balance
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Understanding Credit Facilities
Default Rate Definition
Exposure to Default (EAD): How to Calculate Your Risk as a Lender
What You Should Know About Fixed-Rate Payments
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Loan Commitment Definition
Time is money
What a Periodic Interest Rate Means for Your Loans and Investments
What Is a Term Loan?
Financial Data Analyzing
Understanding Total Debt Service (TDS) Ratio
Inside the Variable Interest Rate
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Senior Bank Loan
Guaranteed Loan
Recourse Loans vs. Non-Recourse Loan: What's the Difference?
Bank Teller Serving Customer
Bank Guarantee vs. Letter of Credit: What's the Difference?
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Bank Confirmation Letter (BCL)
Bridge Loan
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Covenant-Lite Loan Definition
Haircut Definition and Example
What Is a Leveraged Loan?
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How to Not Break a Negative Pledge Clause
Nonperforming Loan (NPL)
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What You Should Know About Non-Recourse Debt
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Prepayment: Satisfying Debts Before They Are Due
Business Woman Signing a Contract
Inside Purchase Money Security Interest
Bank calculates the home loan rate
When the Rule of 78 Favors the Lender Over the Borrower
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Unsecured Loan
Warehouse Lending
How Warehouse Lending Keeps Banks From Using Their Own Capital
Loan Shark Definition
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Whole Loan
Reading Into Non-Recourse Finance
Revolving door
Extra Credit with Revolvers
How Companies use Revolving Loan Facilities
Letter of credit
Standby Letters of Credit: An Inside Look
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Loan Officer Definition